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Terms and Conditions

Welcome to How It Works Real Estate Investment Platform (“the Platform,” “we,” “our,” or “us”). By accessing or using our services, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully.


1. Acceptance of Terms

By signing up, accessing, or using the Platform, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree, you must stop using the Platform immediately.


2. Eligibility

  • You must be at least 18 years old to use the Platform.

  • You must complete Know Your Customer (KYC) verification before investing.

  • You agree to provide accurate and up-to-date information during registration.


3. Nature of Services

  • The Platform provides access to real estate investment opportunities.

  • Investors can participate through fractional ownership, co-ownership, or other legally structured models.

  • The Platform does not provide financial, tax, or legal advice. All investment decisions are solely the responsibility of the user.


4. Investment Risks

  • All investments carry risk. Returns are not guaranteed.

  • Past performance of projects does not guarantee future results.

  • The Platform is not liable for losses due to market changes, project underperformance, or unforeseen events.

  • Users should only invest money they can afford to commit.


5. User Responsibilities

  • Maintain the confidentiality of your account login details.

  • Ensure all funds used for investment are legally obtained.

  • Review all project details before committing to an investment.

  • Comply with all applicable laws and regulations.


6. Funding and Withdrawals

  • Users may fund their accounts via approved payment methods.

  • Profits and withdrawals will be credited to the user’s verified bank account.

  • Some projects may have a minimum holding period, during which investments cannot be withdrawn.


7. Fees and Charges

  • The Platform may charge service, management, or transaction fees.

  • All applicable fees will be disclosed prior to investment.


8. Intellectual Property

All content on the Platform (logos, designs, text, software, etc.) is owned by How It Works and protected under intellectual property laws. Users may not copy, reproduce, or distribute without permission.


9. Limitation of Liability

  • The Platform is not responsible for losses arising from investment decisions, third-party actions, or force majeure events.

  • Our liability is limited to the extent permitted by law.


10. Termination of Account

We may suspend or terminate accounts if a user violates these Terms, provides false information, or engages in fraudulent activities.


11. Amendments

We reserve the right to update or modify these Terms at any time. Continued use of the Platform after changes indicates acceptance.


12. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Nigeria. Any disputes shall be resolved in the court.

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